Time to Clean out Your Wallet

Donna Nichols • June 7, 2023
A brown wallet filled with money and credit cards.

I was perusing the latest AARP bulletin and found so many great articles for blogs. This article is titled Wallet Audit and has some great ideas to keep your identity safe. Amy Nofziger is the author and has served as AARP’s director of fraud victim support for nearly two decades.


Amy says your wallet should be slim, light and contain very little. Most of the information we carry in our wallets is on our phones now, so we can clean those wallets out and have less for the crooks to take. Here are some suggestions to make your wallet lighter and safer.


Take only as much cash as you will need. No one carries a lot of cash anymore and you shouldn’t either. If you will be using cash for purchases, take only what you think you will need and perhaps a little bit more in case of an emergency.


Leave your Medicare card at home. Only carry your Medicare card when you have a doctor’s appointment that may require it. Should someone get a hold of your number, it may be used for any number of scams, including filing for false claims.


Never carry a blank check in your wallet. There isn’t much use for checks these days, so why leave yourself open to the possibility of someone getting your bank account information?


Carry one credit and one debit card ONLY. Leave any other cards at home. You shouldn’t need any more than one credit card or one debit card for anything you are buying. Imagine if you’re a crook and you found a wallet with five or so credit cards in it! WOO HOO! Jackpot! Don’t risk it!


Do NOT carry a house key in your wallet. If someone does get your wallet, they also have your address and can show up at your house at any time.


Copy the front and back of all the health and credit cards you choose to carry with you and store them in a safe place. This will ensure you have all the correct numbers in case your wallet does get stolen.


Remove any photos you may have in your wallet also. Why let the crooks have access to find out about your family or standard of living? Best to leave the photos on your phone.


Probably the most important! Remove your social security card! How many times have you needed to show your social security card? Your entire identity can be stolen if a crook gets your social security number, why risk it? Leave the card at home in a secure place.


It’s sad that we must continuously write blogs on scams and how to protect yourself. Even ten years ago it wasn’t as bad as it is now. I guess the crooks were learning new ways to scam and perfecting their ways. It’s such a sad world these days. That people would take advantage of our seniors is just despicable.



Please take care of our most vulnerable population and watch out for them! It takes all of us working together to help them thrive!

A person is holding a wallet full of credit cards.
By Donna Nichols June 4, 2025
Florida's paradise of sun-kissed beaches, vibrant culture, and tropical beauty—is also home to one of the most intense annual weather phenomena: hurricane season. From June 1 to November 30, Floridians remain on high alert as powerful storms brew in the Atlantic, each potentially bringing torrential rain, fierce winds, and coastal surges. Understanding hurricane season is crucial for residents and visitors, as it ensures safety and preparedness in the face of nature’s fury. The Impact on Florida Florida has experienced some of the most destructive hurricanes in history, including Andrew (1992), Irma (2017), Ian (2022), Debby, Helene, and Milton (2024). These storms left behind immense devastation, flooding homes, severing power lines, and reshaping entire communities. The economic toll of hurricanes is staggering, affecting local businesses, tourism, and infrastructure. Coastal regions, particularly the Florida Keys and areas along the Gulf Coast, often face the most significant risk. However, inland areas are not immune—wind damage and flooding can wreak havoc miles from the shoreline. Preparing for Hurricane Season Being prepared is the best defense against hurricanes. Here’s how Floridians can safeguard themselves: Stay Informed : Monitor local weather reports and emergency alerts. The National Hurricane Center provides real-time tracking and updates. Create an Emergency Kit : Stock up on essentials, including water, non-perishable food, medications, flashlights, and extra batteries. Don’t forget important documents and pet supplies! Have a Plan : Know evacuation routes and shelter locations. Discuss emergency plans with family members and establish a safe meeting point. Secure Your Home : Reinforce windows, clear debris from your yard, and consider investing in storm shutters if possible. Hurricane season is a reality in Florida, but with preparation and awareness, residents can confidently weather the storm. Whether you’re a lifelong Floridian or a visitor experiencing the Sunshine State, staying informed and ready is key.  Stay safe, stay prepared, and remember—storms may come, but resilience keeps Florida strong.
By Donna Nichols June 3, 2025
Hurricane season in Florida, running from June to November, is a time for preparation, not panic. While these storms bring powerful winds, heavy rain, and potential flooding, a well-thought-out plan can make all the difference—especially for seniors. Taking proactive steps ensures safety, comfort, and peace of mind when the storm arrives. Let’s explore how you can best prepare, stay safe, and recover after the storm. For seniors, hurricanes present unique challenges. Mobility concerns may make evacuation difficult, medical needs require careful planning, and power outages can disrupt essential healthcare devices. Knowing the potential risks helps guide preparation efforts. Flooding: Heavy rain and storm surges can cause rapid water level rises, making roads impassable and homes vulnerable. Strong Winds: Hurricanes can bring winds exceeding 100 mph, toppling trees, damaging homes, and cutting off power. Extended Recovery Time: After a storm, essential services may be limited, making access to food, medications, and transportation difficult. Essential Preparations Emergency Kit: Assemble an emergency kit with the following essentials: medications, medical records, flashlights, extra batteries, non-perishable food, and water (enough for one gallon per person per day) – sufficient for three to five days. Evacuation Plan: Find nearby senior-friendly hurricane shelters that provide accessibility and medical support. Arrange Transportation: If you don’t drive, organize transportation with family, friends, or local emergency services. Communication Strategy: Stay connected with family, neighbors, and emergency contacts. Sign up for emergency alerts through local weather services.  Staying Safe During the Storm When the storm arrives, stay indoors and follow safety guidelines. Shelter Wisely: If you are staying home, choose an interior room away from windows. Monitor Updates: Use a battery-powered radio or phone to stay informed on conditions. Stay Calm: Practice relaxation techniques to manage stress and anxiety. What to do After the Storm Once the storm passes, careful steps ensure safety. • Assess Damage before venturing outside—watch for fallen power lines or debris. • Seek Assistance for cleanup, repairs, or financial aid through FEMA or community organizations. • Emotional Resilience: Recovering from a hurricane takes time. Connect with neighbors, friends, and local support groups to help ease the process. Conclusion Preparation is the best way to weather the storm—both physically and emotionally. By taking proactive steps, seniors can remain safe, informed, and in control during hurricane season. If you or a loved one needs additional support, contact your local emergency management office or organizations like the Red Cross. Stay safe, stay prepared, and remember that every storm eventually passes.
By Donna Nichols May 7, 2025
Aging isn’t about slowing down—it’s about living more deliberately. As people age, their priorities shift from chasing time to cherishing it. So, what do seniors truly want? The answer is as diverse as the individuals themselves, but some clear themes emerge when we listen closely. 1. Connection and Community One of the most important things seniors crave is connection. Meaningful relationships bring joy and purpose, whether with family, old friends, or new acquaintances. Many seek social opportunities through clubs, senior centers, classes, or online communities. Loneliness can be a silent struggle, so companionship is a deeply valued part of life. 2. Respect and Independence Seniors want to be seen for who they are: individuals with a lifetime of experience, knowledge, and stories. Being treated with dignity and not being "talked down to" matters. So does having the freedom to make choices about their own lives. Maintaining a sense of autonomy is key when deciding how to spend their day, what to eat, or where to live. 3. Health and Wellness Staying healthy is more than just avoiding illness—it’s about having the energy to enjoy life. Seniors are increasingly proactive about fitness, mental health, and nutrition. Access to quality healthcare, fitness programs tailored to their needs, and mental stimulation are all top priorities. 4. Purpose and Meaning Retirement doesn’t mean retiring from life. Many seniors want to stay active through volunteering, mentoring, or even starting new ventures. Purpose drives fulfillment, whether taking care of grandchildren, learning a new skill, or contributing to a cause they care about. 5. Security and Peace of Mind Financial stability, safe housing, and access to reliable services give seniors peace of mind. Many are concerned about outliving their savings, dealing with unexpected health issues, or navigating complex systems. Clear information, supportive resources, and a sense of safety help ease these worries. 6. Fun and Adventure Yes—seniors still want fun! Travel, hobbies, music, food, and laughter never go out of style. Joy is ageless, whether it's a road trip, gardening, or dancing to old tunes. Seniors want to experience life, not just watch it pass by. Start by Listening Ultimately, the best way to understand what seniors want is simple: ask them. Every person, no matter their age, has unique preferences, needs, and dreams. When we listen with empathy and engage with respect, we create a world where aging is celebrated, not feared. Let’s build that world together. Call us to help each other enrich the lives of our seniors. 386-847-2322.
More Posts