Don’t Wait
Rose Traub • March 2, 2019
This is a guest post by Elder Law Attorney Debra Simms.
Many of us tend to procrastinate about making hard decisions. Unfortunately, with estate planning and elder care, this can have dire consequences.
Recently, an 80 year old lady came to see me about doing her Will. She was clear in her mind about who she wanted to leave her money to when she died and who should take care of her finances if she became too ill. And, she knew what kind of care she wanted if she could no longer live alone.
I was hired to do a basic Estate Plan for her – Will, Durable Power of Attorney, Health Care Directive, and Living Will. I prepared the documents and called her to come in to sign. No Answer. Next day, No Answer.
It turns out my client had a stroke and was unlikely to recover. She had no legal documents in place to authorize any of her children to handle her finances or make decisions regarding health care. The children could not agree, and a guardianship case was opened in court while my client remained in the hospital unable to communicate.
This is an all too familiar story in my Elder Law practice.
Why do people procrastinate about these important planning tools? It’s simple:
- No one wants to think about mental incapacity or death.
- No one likes to pay attorney fees.
- No one likes to expose their personal life to another person, even an attorney.
- No one wants to give a child the authority to “put them in a home”.
- Sometimes it’s not easy to decide how to divide your estate.
It’s wise to start your estate planning early. Here are some top reasons:
- The top reason, of course, is my 80 year old client. You might lose your ability to sign documents.
- Like my client, you might lose your ability to communicate your wishes to your family or doctors.
- Keep harmony among family members – my client’s children could not agree what to do – they went to court!
- You might need someone to handle your finances if you cannot.
After watching my client and many others like her, I know how important it is to plan ahead.
all the Law Offices of Debra G. Simms at 386.256.4882 to learn more.
This blog post is not case-specific and is provided only for educational purposes and is not intended to provide specific legal advice. Blog topics may or may not be updated and entries may be out-of-date at the time you view them.
Florida's paradise of sun-kissed beaches, vibrant culture, and tropical beauty—is also home to one of the most intense annual weather phenomena: hurricane season. From June 1 to November 30, Floridians remain on high alert as powerful storms brew in the Atlantic, each potentially bringing torrential rain, fierce winds, and coastal surges. Understanding hurricane season is crucial for residents and visitors, as it ensures safety and preparedness in the face of nature’s fury. The Impact on Florida Florida has experienced some of the most destructive hurricanes in history, including Andrew (1992), Irma (2017), Ian (2022), Debby, Helene, and Milton (2024). These storms left behind immense devastation, flooding homes, severing power lines, and reshaping entire communities. The economic toll of hurricanes is staggering, affecting local businesses, tourism, and infrastructure. Coastal regions, particularly the Florida Keys and areas along the Gulf Coast, often face the most significant risk. However, inland areas are not immune—wind damage and flooding can wreak havoc miles from the shoreline. Preparing for Hurricane Season Being prepared is the best defense against hurricanes. Here’s how Floridians can safeguard themselves: Stay Informed : Monitor local weather reports and emergency alerts. The National Hurricane Center provides real-time tracking and updates. Create an Emergency Kit : Stock up on essentials, including water, non-perishable food, medications, flashlights, and extra batteries. Don’t forget important documents and pet supplies! Have a Plan : Know evacuation routes and shelter locations. Discuss emergency plans with family members and establish a safe meeting point. Secure Your Home : Reinforce windows, clear debris from your yard, and consider investing in storm shutters if possible. Hurricane season is a reality in Florida, but with preparation and awareness, residents can confidently weather the storm. Whether you’re a lifelong Floridian or a visitor experiencing the Sunshine State, staying informed and ready is key. Stay safe, stay prepared, and remember—storms may come, but resilience keeps Florida strong.
Hurricane season in Florida, running from June to November, is a time for preparation, not panic. While these storms bring powerful winds, heavy rain, and potential flooding, a well-thought-out plan can make all the difference—especially for seniors. Taking proactive steps ensures safety, comfort, and peace of mind when the storm arrives. Let’s explore how you can best prepare, stay safe, and recover after the storm. For seniors, hurricanes present unique challenges. Mobility concerns may make evacuation difficult, medical needs require careful planning, and power outages can disrupt essential healthcare devices. Knowing the potential risks helps guide preparation efforts. Flooding: Heavy rain and storm surges can cause rapid water level rises, making roads impassable and homes vulnerable. Strong Winds: Hurricanes can bring winds exceeding 100 mph, toppling trees, damaging homes, and cutting off power. Extended Recovery Time: After a storm, essential services may be limited, making access to food, medications, and transportation difficult. Essential Preparations Emergency Kit: Assemble an emergency kit with the following essentials: medications, medical records, flashlights, extra batteries, non-perishable food, and water (enough for one gallon per person per day) – sufficient for three to five days. Evacuation Plan: Find nearby senior-friendly hurricane shelters that provide accessibility and medical support. Arrange Transportation: If you don’t drive, organize transportation with family, friends, or local emergency services. Communication Strategy: Stay connected with family, neighbors, and emergency contacts. Sign up for emergency alerts through local weather services. Staying Safe During the Storm When the storm arrives, stay indoors and follow safety guidelines. Shelter Wisely: If you are staying home, choose an interior room away from windows. Monitor Updates: Use a battery-powered radio or phone to stay informed on conditions. Stay Calm: Practice relaxation techniques to manage stress and anxiety. What to do After the Storm Once the storm passes, careful steps ensure safety. • Assess Damage before venturing outside—watch for fallen power lines or debris. • Seek Assistance for cleanup, repairs, or financial aid through FEMA or community organizations. • Emotional Resilience: Recovering from a hurricane takes time. Connect with neighbors, friends, and local support groups to help ease the process. Conclusion Preparation is the best way to weather the storm—both physically and emotionally. By taking proactive steps, seniors can remain safe, informed, and in control during hurricane season. If you or a loved one needs additional support, contact your local emergency management office or organizations like the Red Cross. Stay safe, stay prepared, and remember that every storm eventually passes.
Aging isn’t about slowing down—it’s about living more deliberately. As people age, their priorities shift from chasing time to cherishing it. So, what do seniors truly want? The answer is as diverse as the individuals themselves, but some clear themes emerge when we listen closely. 1. Connection and Community One of the most important things seniors crave is connection. Meaningful relationships bring joy and purpose, whether with family, old friends, or new acquaintances. Many seek social opportunities through clubs, senior centers, classes, or online communities. Loneliness can be a silent struggle, so companionship is a deeply valued part of life. 2. Respect and Independence Seniors want to be seen for who they are: individuals with a lifetime of experience, knowledge, and stories. Being treated with dignity and not being "talked down to" matters. So does having the freedom to make choices about their own lives. Maintaining a sense of autonomy is key when deciding how to spend their day, what to eat, or where to live. 3. Health and Wellness Staying healthy is more than just avoiding illness—it’s about having the energy to enjoy life. Seniors are increasingly proactive about fitness, mental health, and nutrition. Access to quality healthcare, fitness programs tailored to their needs, and mental stimulation are all top priorities. 4. Purpose and Meaning Retirement doesn’t mean retiring from life. Many seniors want to stay active through volunteering, mentoring, or even starting new ventures. Purpose drives fulfillment, whether taking care of grandchildren, learning a new skill, or contributing to a cause they care about. 5. Security and Peace of Mind Financial stability, safe housing, and access to reliable services give seniors peace of mind. Many are concerned about outliving their savings, dealing with unexpected health issues, or navigating complex systems. Clear information, supportive resources, and a sense of safety help ease these worries. 6. Fun and Adventure Yes—seniors still want fun! Travel, hobbies, music, food, and laughter never go out of style. Joy is ageless, whether it's a road trip, gardening, or dancing to old tunes. Seniors want to experience life, not just watch it pass by. Start by Listening Ultimately, the best way to understand what seniors want is simple: ask them. Every person, no matter their age, has unique preferences, needs, and dreams. When we listen with empathy and engage with respect, we create a world where aging is celebrated, not feared. Let’s build that world together. Call us to help each other enrich the lives of our seniors. 386-847-2322.