2023’S Top Scams

Donna Nichols • April 17, 2023
A woman is sitting at a desk looking at a laptop computer.

I’ve written blogs on this topic before, but I just can’t stand people, especially seniors, being taken advantage of. This came from the April 2023 AARP Bulletin, and I found it very interesting. I am not copying it word for word, I will just highlight some of the important parts of the 2023 top scams for you! All the ways to prevent the scams are recommended by the Better Business Bureau and the Federal Trade Commission. The April 2023 bulletin is not on the website yet, but there is much more valuable information at www.AARP.org.


1.     Look out for fake barcodes on gift cards! The crooks affix fake barcode stickers over the real ones on the back of gift cards in stores. When you purchase the card, the cashier scans the fake barcode at checkout which then directs YOUR money right into their bank account and leaves you with a worthless gift card. How do make sure you have a real gift card? Some of them have matching numbers on the barcode and gift card packaging that you can see and match. You can feel or gently scratch the barcode on a gift card before buying it. Don’t buy it if the barcode is on a sticker, the package is ripped, wrinkled, bent, or looks tampered with.


2.     Have you ever received a text message directed at someone else? You think you’re being nice by replying, “sorry, wrong number.” The person then tries to get you to engage in a conversation where they try to get some of your personal information. What do you do when you receive such a text? Do not respond. Simply delete the message, or if it says reply stop to end further messages, then block the number; don’t reply with stop. If you reply with the word stop, they know they have a working number. They may then use your number for another scam.


3.     Crypto Refund Swindles. If you have lost money in a cryptocurrency scam, BEWARE! You could now become a potential “refund and recovery” victim. The criminals set up fake “get your crypto cash back” websites and they make them look like they are from the U.S. Department of State. Once you respond, they will contact you by phone, email or social media and ask for personal ID information. They will ask for account numbers and passwords, plus an advance fee for their services payable by gift card or wire transfer. What do you receive? NOTHING!!!


4.     Fake High School Sports Streaming Sites. Criminals claim they will show you the big game, but instead they steal your money and information. During the pandemic, streaming your grandchild’s high school sports game became a big thing and they were often free via a legit outlet recognized by the school. However, scam streaming apps are popping up on social media before the events, posting messages about streaming the game; they may even mention a key athlete’s name to make it sound more legit. Sometimes the athlete will resend the message not realizing it’s a scam. So, when it is game time, you click on the link, enter your credit card number, and never see the game. The scammers now have your credit card information and your personal ID information. What can you do to prevent this? Contact the school before the game and ask them how you can stream it.


5.     Out-of-Stock item scam. Scammers are now creating fake websites with too good to be true prices for items we all want. You go online and order the item and wait. You receive an email stating it is out of stock and your refund is on the way. They promise you a refund, but you never receive it, and you can’t reach anyone at the company. How do you prevent this? FTC recommends researching businesses online before you buy, and only shop on secure websites with a lock symbol in the browser bar and an address that begins with “https.”


6.     I have got your package, where’s your house? This may be the scariest scam of all! Have you ever ordered a package and it was delivered to the wrong address? Sure, it’s happened to all of us. But scammers are now getting your phone number and texting or calling you saying they received your package by mistake, and asking your address. Also, fake delivery drivers may leave a note on your door stating delivery attempt failed, please call this number. When you call the number they will provide you a link to click on to schedule a delivery date, but that link downloads malware that will grab your passwords and account information from your computer. What to do if you get such a notice? Contact the seller or delivery service using a verified phone number and DON’T use numbers or links provided by potential scammers.


It's really sad how many new scams come out every day. It seems no one is safe from these people who don’t want to live an honest life like most of us. Our seniors are the most vulnerable and we at Assisted Living Made Simple are here to help protect you! If you have questions, please call us at 386-847-2322. If you think you have been a victim of a scam, or a potential victim, please contact your local law enforcement. 

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Hurricane Season in Florida

By Donna Nichols • June 4, 2025
Florida's paradise of sun-kissed beaches, vibrant culture, and tropical beauty—is also home to one of the most intense annual weather phenomena: hurricane season. From June 1 to November 30, Floridians remain on high alert as powerful storms brew in the Atlantic, each potentially bringing torrential rain, fierce winds, and coastal surges. Understanding hurricane season is crucial for residents and visitors, as it ensures safety and preparedness in the face of nature’s fury. The Impact on Florida Florida has experienced some of the most destructive hurricanes in history, including Andrew (1992), Irma (2017), Ian (2022), Debby, Helene, and Milton (2024). These storms left behind immense devastation, flooding homes, severing power lines, and reshaping entire communities. The economic toll of hurricanes is staggering, affecting local businesses, tourism, and infrastructure. Coastal regions, particularly the Florida Keys and areas along the Gulf Coast, often face the most significant risk. However, inland areas are not immune—wind damage and flooding can wreak havoc miles from the shoreline. Preparing for Hurricane Season Being prepared is the best defense against hurricanes. Here’s how Floridians can safeguard themselves: Stay Informed : Monitor local weather reports and emergency alerts. The National Hurricane Center provides real-time tracking and updates. Create an Emergency Kit : Stock up on essentials, including water, non-perishable food, medications, flashlights, and extra batteries. Don’t forget important documents and pet supplies! Have a Plan : Know evacuation routes and shelter locations. Discuss emergency plans with family members and establish a safe meeting point. Secure Your Home : Reinforce windows, clear debris from your yard, and consider investing in storm shutters if possible. Hurricane season is a reality in Florida, but with preparation and awareness, residents can confidently weather the storm. Whether you’re a lifelong Floridian or a visitor experiencing the Sunshine State, staying informed and ready is key.  Stay safe, stay prepared, and remember—storms may come, but resilience keeps Florida strong.

Weathering the Storm: A Senior’s Guide to Hurricane Season in Florida

By Donna Nichols • June 3, 2025
Hurricane season in Florida, running from June to November, is a time for preparation, not panic. While these storms bring powerful winds, heavy rain, and potential flooding, a well-thought-out plan can make all the difference—especially for seniors. Taking proactive steps ensures safety, comfort, and peace of mind when the storm arrives. Let’s explore how you can best prepare, stay safe, and recover after the storm. For seniors, hurricanes present unique challenges. Mobility concerns may make evacuation difficult, medical needs require careful planning, and power outages can disrupt essential healthcare devices. Knowing the potential risks helps guide preparation efforts. Flooding: Heavy rain and storm surges can cause rapid water level rises, making roads impassable and homes vulnerable. Strong Winds: Hurricanes can bring winds exceeding 100 mph, toppling trees, damaging homes, and cutting off power. Extended Recovery Time: After a storm, essential services may be limited, making access to food, medications, and transportation difficult. Essential Preparations Emergency Kit: Assemble an emergency kit with the following essentials: medications, medical records, flashlights, extra batteries, non-perishable food, and water (enough for one gallon per person per day) – sufficient for three to five days. Evacuation Plan: Find nearby senior-friendly hurricane shelters that provide accessibility and medical support. Arrange Transportation: If you don’t drive, organize transportation with family, friends, or local emergency services. Communication Strategy: Stay connected with family, neighbors, and emergency contacts. Sign up for emergency alerts through local weather services.  Staying Safe During the Storm When the storm arrives, stay indoors and follow safety guidelines. Shelter Wisely: If you are staying home, choose an interior room away from windows. Monitor Updates: Use a battery-powered radio or phone to stay informed on conditions. Stay Calm: Practice relaxation techniques to manage stress and anxiety. What to do After the Storm Once the storm passes, careful steps ensure safety. • Assess Damage before venturing outside—watch for fallen power lines or debris. • Seek Assistance for cleanup, repairs, or financial aid through FEMA or community organizations. • Emotional Resilience: Recovering from a hurricane takes time. Connect with neighbors, friends, and local support groups to help ease the process. Conclusion Preparation is the best way to weather the storm—both physically and emotionally. By taking proactive steps, seniors can remain safe, informed, and in control during hurricane season. If you or a loved one needs additional support, contact your local emergency management office or organizations like the Red Cross. Stay safe, stay prepared, and remember that every storm eventually passes.

What do Seniors Want?

By Donna Nichols • May 7, 2025
Aging isn’t about slowing down—it’s about living more deliberately. As people age, their priorities shift from chasing time to cherishing it. So, what do seniors truly want? The answer is as diverse as the individuals themselves, but some clear themes emerge when we listen closely. 1. Connection and Community One of the most important things seniors crave is connection. Meaningful relationships bring joy and purpose, whether with family, old friends, or new acquaintances. Many seek social opportunities through clubs, senior centers, classes, or online communities. Loneliness can be a silent struggle, so companionship is a deeply valued part of life. 2. Respect and Independence Seniors want to be seen for who they are: individuals with a lifetime of experience, knowledge, and stories. Being treated with dignity and not being "talked down to" matters. So does having the freedom to make choices about their own lives. Maintaining a sense of autonomy is key when deciding how to spend their day, what to eat, or where to live. 3. Health and Wellness Staying healthy is more than just avoiding illness—it’s about having the energy to enjoy life. Seniors are increasingly proactive about fitness, mental health, and nutrition. Access to quality healthcare, fitness programs tailored to their needs, and mental stimulation are all top priorities. 4. Purpose and Meaning Retirement doesn’t mean retiring from life. Many seniors want to stay active through volunteering, mentoring, or even starting new ventures. Purpose drives fulfillment, whether taking care of grandchildren, learning a new skill, or contributing to a cause they care about. 5. Security and Peace of Mind Financial stability, safe housing, and access to reliable services give seniors peace of mind. Many are concerned about outliving their savings, dealing with unexpected health issues, or navigating complex systems. Clear information, supportive resources, and a sense of safety help ease these worries. 6. Fun and Adventure Yes—seniors still want fun! Travel, hobbies, music, food, and laughter never go out of style. Joy is ageless, whether it's a road trip, gardening, or dancing to old tunes. Seniors want to experience life, not just watch it pass by. Start by Listening Ultimately, the best way to understand what seniors want is simple: ask them. Every person, no matter their age, has unique preferences, needs, and dreams. When we listen with empathy and engage with respect, we create a world where aging is celebrated, not feared. Let’s build that world together. Call us to help each other enrich the lives of our seniors. 386-847-2322.
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